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Read how home insurance experts are helping Howard Lake, MN homeowners save money & get cheap home insurance.

Get Quotes From The Best & Compare

Each and every home insurance policy is distinct & we illustrate how some requirements influence rates in Howard Lake

Makes your home insurance higher Makes your home insurance lower

$340 is your homeowners insurance for a property near 50th St SW, 95th St SW, 82nd St SW, Hart Ave SW, Co Hwy 6 SW

No of Vehicles Available2 Because of potential car & homeowners policy bundle you are eligible for a $120 concession
Deductible$1000-$2500 DeductibleYou save $50 by opting for a $1000-$2500 Deductible
Home value$163,000Your property is $29,500 above the average cost in Howard Lake
Age7465 (3.8%) people aged between 70 and 74 in Howard Lake
Nearby agents : Winthrop State Agency, 102 E 2Nd St, Winthrop, MN

$290 is your homeowners insurance for a property near 51st St SW, 25th St SW, 95th St SW, Lenhart Ave SW, Kilbury Ave SW

Home value$115,000Cheaper by $18,500 compared to a median home in Howard Lake
Home Constructed Year1978147 (16.2%) houses were built between 1970 and 1979 in Howard Lake
Replacement Value$143,750Cheaper by $116,242 compared to the typical replacement value of a house in Howard Lake
Credit ScoreExcellent Ask for a rebate of $120 because of your great credit grade
Nearby agents : Sarah Debruin, 2216 County Road D W Ste F, Saint Paul, MN

$360 is your homeowners insurance for a property near Hart Ave SW, Lenhart Ave SW, 82nd St SW, 80th St SW, 51st St SW

Age4999 (5.8%) people are between 45 - 49 years in Howard Lake
Replacement Value$166,780Cheaper by $87,560 compared to the usual replacement cost of a home in Howard Lake
No of claims2$80 higher premium because of 2 past claims
Home value$134,500Your house is $1,000 more than the usual cost in Howard Lake
Nearby agents : Stephanie Simon, 6409 CITY WEST PKWY STE 101, Eden Prairie, MN

$420 is your homeowners insurance for a property near 82nd St SW, Lenhart Ave SW, 95th St SW, Kilbury Ave SW, 51st St SW

No of claims1Your 1 past claim makes your premium costlier by $50
Credit ScoreExcellent Request for a concession of $170 due to your excellent credit grade
Replacement Value$183,680$66,892 lower than the typical home replacement value in Howard Lake
Deductible$500- $1000 DeductibleYou save $30 by choosing a $500- $1000 Deductible
Nearby agents : Jerry Vang, 701 4th Ave S Ste 220, Minneapolis, MN

$520 is your homeowners insurance for a property near 80th St SW, 25th St SW, 95th St SW, Hart Ave SW, 50th St SW

No of claims3Your 3 past claims make your rate more expensive by $160
Age7867 (3.9%) persons are between 75 - 79 years in Howard Lake
Marital StatusSeparated"Separated" status is similar to that of 30 (1.8%) people in Howard Lake
Home value$194,000Costlier by $60,500 compared to a median home in Howard Lake
Nearby agents : Oakwood Insurance Agency, 2003 Nw Northdale Boulevard Coon Rapids, Coon Rapids, MN

$460 is your homeowners insurance for a property near 50th St SW, 95th St SW, 80th St SW, Kilbury Ave SW, 51st St SW

Deductible$1000-$2500 Deductible$100 savings by opting for a $1000-$2500 Deductible
Age33In Howard Lake 134 (7.8%) folks are between 30 to 34 years
No of claims2Your rates will increase by $100 due to 2 previous claims
No of Bedrooms1135 (14.9%) houses in Howard Lake have 1 bedrooms
Nearby agents : Davies & Rendall, 5891 CEDAR LAKE RD, MINNEAPOLIS, MN

$370 is your homeowners insurance for a property near 95th St SW, Hart Ave SW, Lenhart Ave SW, Co Hwy 6 SW, Kilbury Ave SW

Marital StatusNever married"Never married" status is similar to that of 610 (43.7%) folks in Howard Lake
Home Constructed Year194746 (5.1%) houses in Howard Lake were made between 1940 and 1949
Replacement Value$278,800$31,996 above the typical house replacement cost in Howard Lake
Age37In Howard Lake 117 (6.8%) folks are between 35 to 39 years
Nearby agents : Rainbow Insurance Agency Inc, 4500 ORCHARD AVE N, ROBBINSDALE, MN

$630 is your homeowners insurance for a property near 82nd St SW, 95th St SW, 50th St SW, Hart Ave SW, Kilbury Ave SW

No of claims0You qualify for a no claims concession of $190
Deductible> $10,000 DeductibleYou save $630 by going for a > $10,000 Deductible
Marital StatusNever marriedIn Howard Lake, 610 (43.7%) individuals have the status of "Never married"
Home value$564,000Your house is $430,500 above the average cost in Howard Lake
Nearby agents : Insurance Advantage Agency Llc, 7600 Parklawn Ave S #350, Edina, MN

$520 is your homeowners insurance for a property near Lenhart Ave SW, 95th St SW, 82nd St SW, 25th St SW, 51st St SW

Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will save you $60
Marital StatusNever marriedIn Howard Lake, 610 (43.7%) folks have the status of "Never married"
No of Bedrooms2332 (36.6%) homes have 2 bedrooms in Howard Lake
Age5785 (5.0%) persons aged between 55 and 59 in Howard Lake
Nearby agents : David Carls, 5780 Lincoln Dr Ste 113, Edina, MN

$520 is your homeowners insurance for a property near 80th St SW, 51st St SW, 25th St SW, 95th St SW, Kilbury Ave SW

No of Vehicles Available3Request for an auto & homeowners insurance consolidation discount of $180
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $60
Home Constructed Year1979147 (16.2%) homes in Howard Lake were built between 1970 and 1979
Home value$103,000$30,500 cheaper than the typical house value in Howard Lake
Nearby agents : Dan Speegle, 507 County Road 42 E, Burnsville, MN

$710 is your homeowners insurance for a property near Co Hwy 6 SW, 51st St SW, Lenhart Ave SW, 25th St SW, Kilbury Ave SW

No of Vehicles Available0Not eligible for discount
Replacement Value$234,960Cheaper by $2,424 compared to the usual replacement value of a home in Howard Lake
No of claims3Your 3 prior claims make your rate costlier by $220
Credit ScorePoorNot having a superb credit grade makes your rate by $170
Nearby agents : Prokop Ins Services Inc, 617 W Lake St, Minneapolis, MN

$790 is your homeowners insurance for a property near Hart Ave SW, Kilbury Ave SW, 50th St SW, 95th St SW, 82nd St SW

Replacement Value$205,015Cheaper by $32,369 compared to the usual replacement price of a property in Howard Lake
Home value$156,500Your property is $23,000 costlier than the average price in Howard Lake
Age84In Howard Lake 51 (3.0%) persons are between 80 to 84 years
Marital StatusNever married"Never married" status is similar to that of 610 (43.7%) individuals in Howard Lake
Nearby agents : Leighton-Lemanski Agency, 5601 Glenwood Avenue North Golden Valley, Golden Valley, MN

$1370 is your homeowners insurance for a property near Hart Ave SW, Kilbury Ave SW, 82nd St SW, 25th St SW, 95th St SW

No of Vehicles Available2Look for a car & homeowners insurance consolidation reduction of $480
Home Constructed Year1981In Howard Lake, 61 (6.7%) homes were constructed between 1980 and 1989
Replacement Value$282,480$48,864 costlier than the usual home replacement cost in Howard Lake
Marital StatusSeparated"Separated" status is similar to that of 30 (1.8%) individuals in Howard Lake
Nearby agents : Riz Mulla, 9657 Colorado Ln N, Brooklyn Park, MN

$420 is your homeowners insurance for a property near 80th St SW, Kilbury Ave SW, Hart Ave SW, 25th St SW, Co Hwy 6 SW

Home Constructed Year1999210 (23.2%) homes in Howard Lake were made between 1990 and 1999
No of claims1Your 1 previous claim makes your rate more expensive by $50
Deductible$2500-$5000 Deductible$120 savings by going for a $2500-$5000 Deductible
No of Bedrooms2332 (36.6%) properties have 2 bedrooms in Howard Lake
Nearby agents : Gary Fena, 9676 63rd Ave N, Maple Grove, MN

$400 is your homeowners insurance for a property near Kilbury Ave SW, 82nd St SW, Hart Ave SW, Co Hwy 6 SW, 51st St SW

Credit ScoreFairProspective savings of $160 on your home insurance in Howard Lake if you had Excellent credit
Home Constructed Year2002134 (14.8%) houses were made between 2000 and 2009 in Howard Lake
No of Bedrooms2332 (36.6%) houses have 2 bedrooms in Howard Lake
No of claims1$40 increase in premium because of 1 past claims
Nearby agents : Casey Charlson, 1020 W 80th St, Bloomington, MN

$1060 is your homeowners insurance for a property near 25th St SW, 50th St SW, 82nd St SW, Kilbury Ave SW, Co Hwy 6 SW

No of Vehicles Available2Enquire about an auto & home policy bundle reduction of $370
No of claims1$110 increase in rate because of 1 prior claims
Home value$175,000Your home is $41,500 costlier than the average cost in Howard Lake
No of Bedrooms2332 (36.6%) properties have 2 bedrooms in Howard Lake
Nearby agents : Al Holland, 11933 Ctrl Ave NE, Blaine, MN

$370 is your homeowners insurance for a property near 95th St SW, Co Hwy 6 SW, 50th St SW, Kilbury Ave SW, 51st St SW

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $80
No of Vehicles Available3 Because of potential car & home policy consolidation you are eligible for a $130 rebate
No of Bedrooms2In Howard Lake, 332 (36.6%) homes have 2 bedrooms
No of claims1$40 increase in premium because of 1 previous claims
Nearby agents : Moe Agency, Inc., 536 25Th Ave N St Cloud, St. Cloud, MN

$470 is your homeowners insurance for a property near Hart Ave SW, 50th St SW, 80th St SW, 51st St SW, 25th St SW

Marital StatusSeparatedIn Howard Lake, 30 (1.8%) folks have the status of "Separated"
Credit ScorePoorA great credit rating makes your rate less costlier by $110
Deductible$2500-$5000 DeductibleYou save $160 by choosing a $2500-$5000 Deductible
No of claims0Ask for a no claims reduction of $150
Nearby agents : Kimberly Nybo, 4634 Ctrl Ave NE, Columbia Hts, MN

$300 is your homeowners insurance for a property near 25th St SW, Co Hwy 6 SW, 95th St SW, 51st St SW, 50th St SW

Replacement Value$132,600Your replacement price is $119,856 less than average home in Howard Lake
No of claims2Your 2 prior claims make your rate higher by $60
Home value$110,500$23,000 less than the average property price in Howard Lake
Marital StatusNever married610 (43.7%) persons have the status of "Never married" in Howard Lake
Nearby agents : Crow River Insurance Services Inc, 305 8TH STREET S, DELANO, MN

$370 is your homeowners insurance for a property near 51st St SW, Lenhart Ave SW, Hart Ave SW, 25th St SW, 50th St SW

Home value$182,500Costlier by $49,000 compared to an average house in Howard Lake
Replacement Value$229,950Your replacement value is $1,782 cheaper than the usual property in Howard Lake
Marital StatusNever marriedIn Howard Lake, 610 (43.7%) individuals have the status of "Never married"
No of Bedrooms2332 (36.6%) properties in Howard Lake have 2 bedrooms
Nearby agents : Herb Monson Agcy Inc, 2416 E 117TH ST, BURNSVILLE, MN

$420 is your homeowners insurance for a property near 25th St SW, 82nd St SW, Hart Ave SW, 80th St SW, Lenhart Ave SW

Home value$146,000$12,500 costlier than average property value in Howard Lake
Replacement Value$178,120$63,032 lower than the average house replacement value in Howard Lake
No of Vehicles Available0Not eligible for discount
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could save you $50
Nearby agents : Triple R Enterprises Llc, 7810 TERREY PINE COURT, EDEN PRAIRIE, MN

$410 is your homeowners insurance for a property near Hart Ave SW, 25th St SW, Co Hwy 6 SW, 95th St SW, 80th St SW

No of claims3Your 3 past claims make your rate more expensive by $130
Credit ScoreFairProspective savings of $170 on your home insurance in Howard Lake if you had Excellent credit
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible reduces your rate by $270
Age7867 (3.9%) persons aged between 75 and 79 in Howard Lake
Nearby agents : Pete Giancola, 18160 Mtka Blvd, Wayzata, MN

$650 is your homeowners insurance for a property near 82nd St SW, 80th St SW, Co Hwy 6 SW, Kilbury Ave SW, 50th St SW

Replacement Value$192,400Cheaper by $56,288 compared to the average replacement price of a property in Howard Lake
No of Vehicles Available1You are eligible for an auto & home bundle insurance discount of $230
No of claims2Your 2 previous claims make your premium more expensive by $130
Home Constructed Year1966In Howard Lake, 79 (8.7%) properties were constructed between 1960 and 1969
Nearby agents : Jeff Meyer, 4316 Upton Ave S, Minneapolis, MN

$300 is your homeowners insurance for a property near 51st St SW, Co Hwy 6 SW, Hart Ave SW, 82nd St SW, 25th St SW

Age8251 (3.0%) people aged between 80 and 84 in Howard Lake
Home Constructed Year196379 (8.7%) properties were made between 1960 and 1969 in Howard Lake
Home value$156,000Your home is $22,500 above the average value in Howard Lake
Deductible$2500-$5000 Deductible$100 savings by going for a $2500-$5000 Deductible
Nearby agents : Cory Rushlo, 210 N 2nd St Ste 70, Minneapolis, MN

$380 is your homeowners insurance for a property near Kilbury Ave SW, 25th St SW, Lenhart Ave SW, 82nd St SW, Hart Ave SW

Deductible$500- $1000 DeductibleYou save $20 by choosing a $500- $1000 Deductible
Home value$161,500Your house is $28,000 costlier than the usual cost in Howard Lake
Marital StatusNever marriedIn Howard Lake, 610 (43.7%) individuals have the status of "Never married"
No of claims2Your rates will become higher by $80 due to 2 prior claims
Nearby agents : Insurance Concepts Inc, 10341 YUKON AVE S, BLOOMINGTON, MN

$310 is your homeowners insurance for a property near 80th St SW, Co Hwy 6 SW, 82nd St SW, 25th St SW, Kilbury Ave SW

No of Vehicles Available1You are entitled to an auto & homeowners bundle insurance concession of $110
Age27176 (10.3%) persons aged between 25 and 29 in Howard Lake
Home value$115,000Cheaper by $18,500 compared to a typical house in Howard Lake
No of claims1$40 increase in premium because of 1 prior claims
Nearby agents : Jim Hanson, 11505 Excelsior Blvd, Minnetonka, MN

$300 is your homeowners insurance for a property near 80th St SW, 50th St SW, 95th St SW, Kilbury Ave SW, 25th St SW

Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) could make your rate cheaper by $30
No of Vehicles Available0Not eligible for discount
No of claims2Your premiums will increase by $60 because of 2 prior claims
Home Constructed Year1987In Howard Lake, 61 (6.7%) houses were constructed between 1980 and 1989
Nearby agents : Test Agency 119, 119 Oak Street 119 City, Minneapolis, MN

$750 is your homeowners insurance for a property near 50th St SW, Kilbury Ave SW, 25th St SW, 51st St SW, Lenhart Ave SW

Age36117 (6.8%) individuals aged between 35 and 39 in Howard Lake
No of Bedrooms2332 (36.6%) properties in Howard Lake have 2 bedrooms
Credit ScorePoorNot having an excellent credit rating makes your rate by $180
No of claims2$150 higher premium because of 2 prior claims
Nearby agents : Peter Bortnem, 245 Broadway Ave S, Cokato, MN

$620 is your homeowners insurance for a property near 80th St SW, 51st St SW, 95th St SW, 50th St SW, 25th St SW

Credit ScoreFairSavings of $250 on your home insurance in Howard Lake if you had Excellent credit
No of Vehicles Available2Request for a car & homeowners policy bundle concession of $220
Home value$189,000Your home is $55,500 above the usual price in Howard Lake
Home Constructed Year1978147 (16.2%) houses were constructed between 1970 and 1979 in Howard Lake
Nearby agents : Connell Insurance Inc, 4819 W 123RD ST, SAVAGE, MN